What you give Manna stays yours.

1. Ownership

You retain all right, title, and interest in the financial information, images, notes, and other content you submit to Manna Money (“Your Data”). CUEDIn Inc., which makes Manna (“Manna,” “we”), does not acquire ownership of Your Data. You grant Manna a limited, revocable license to store and process Your Data solely to provide the Service to you and for no other purpose.

That license ends when you delete the data or close your account.

2. What we collect

We collect only what the Service needs to work:

• Account information. Name, email address, and sign-in credentials (passwords are stored only as secure hashes).
• Transactions. Amount, date, merchant, and category for accounts you choose to connect or entries you make by hand.
• What we read from photos and files. The store or payer, date, amount, and line items from receipts, invoices, checks, and statements you add. The photos and files themselves are not kept.
• Budget and giving data. Goals, categories, and recipients you set.

We do not collect your contacts, location, or advertising identifiers.

3. Encryption

Your Data is encrypted in transit using TLS 1.2 or higher between your device and our servers, and at rest using AES-256 encryption on our storage systems. Bank access tokens are kept in a separate encrypted vault that only Manna’s servers can read; they never reach your phone.

Access to production systems is restricted to named personnel and protected with multi-factor authentication.

4. Photos and files

When you photograph a receipt, invoice, or check, or upload a statement, it is sent over an encrypted connection and read by Anthropic’s Claude, which returns the merchant, date, amount, and line items. Manna attaches that to the transaction for you to review.

• The photo or file is held in memory only for that request, then discarded. Manna never stores it.
• Anthropic does not keep it or use it to train models.
• You can edit or delete anything read from it, at any time.

5. Bank connections

Connecting a bank is optional. You sign in on your bank’s own screen through Plaid; Manna never sees or stores your bank username or password. Access is tokenized and read-only. Manna cannot move money, initiate payments, or change anything at your financial institution.

You may disconnect any bank at any time in Accounts, which revokes access at Plaid and deletes the token. Transactions already in Manna stay until you delete them.

6. Mira

Most of what you ask Mira (what's left, what you spent, what's coming up) is answered inside the app from your own budget and transactions. When you ask an open question or for a suggestion, such as where a purchase belongs or whether something fits your plan, Mira sends the question to Anthropic’s Claude with a short summary: your category and line names, this month’s planned and spent amounts, and the names and totals of the stores you’ve used most in the last 90 days. Account numbers, balances, bank logins and your full transaction history are never sent, conversations are not stored, and Anthropic does not train models on them. Each account has a monthly limit. Mira’s suggestions are not professional financial advice. Voice questions are turned into text on your phone. Mira cannot move money, connect accounts, or act anywhere outside Manna, and nothing she suggests changes your budget until you tap it.

7. What we never do

Manna will not, under any circumstances:

• Sell, rent, or license Your Data to any third party.
• Share Your Data with advertisers, data brokers, or lenders.
• Use Your Data to market third-party financial products to you.
• Disclose Your Data to any church, employer, or organization, including giving recipients.

We disclose Your Data only to service providers bound by written confidentiality and data-processing agreements and acting on our instructions, or where required by valid legal process, in which case we will notify you unless prohibited by law.

8. Your controls

• Export. Download every transaction and your budget as spreadsheets (CSV) from You → Your data, at any time.
• Delete. Delete individual transactions, or your entire account from You → Your data. No email or phone call required.
• Disconnect. Revoke any bank connection from Accounts.
• Correct. Edit any record Manna has created or read from a photo or file.

9. Retention and deletion

Your Data is retained for as long as your account is active. When you delete your account, Your Data is deleted from production systems immediately (or within 30 days of an emailed request), its bank connections are revoked, and it drops out of rolling backups within 7 days. A household you share with someone else stays with them. See the Data Retention policy for details. We retain only what applicable law requires, such as records of your consent, for the period the law specifies.

10. Changes to this page

If we change these commitments, we will notify you by email at least 30 days before the change takes effect. We will not weaken the protections in Sections 1, 3, 4, or 7 without your affirmative consent.

Questions: [email protected]